VA Home Loan & Ohio Heroes Grant
Your Complete Guide to Maximum Benefits
Thank You Veterans!
Combine VA loan benefits with the Ohio Heroes grant for maximum savings on your home purchase.
VA Home Loan & Ohio Heroes Grant
Your Complete Guide to Maximum Benefits in Cincinnati, Ohio
Veterans and eligible heroes looking to buy a home in Cincinnati, Ohio and surrounding areas can often use their VA home loan benefit to purchase with little to no money out of pocket. When structured correctly, the Ohio Heroes program may be combined with a VA loan to help reduce upfront costs — though eligibility, income limits, and lender approval apply.
Thank You Veterans 🇺🇸
This page was created to help veterans and Ohio heroes better understand how VA home loan benefits work — and how state assistance programs may help when buying a primary residence.
VA Home Loan & Ohio Heroes Grant
Your Complete Guide to Maximum Benefits in Cincinnati, Ohio
Veterans and eligible heroes looking to buy a home in Cincinnati, Ohio and surrounding areas can often use their VA home loan benefit to purchase with little to no money out of pocket. When structured correctly, the Ohio Heroes program may be combined with a VA loan to help reduce upfront costs — though eligibility, income limits, and lender approval apply.
Thank You Veterans 🇺🇸
This page was created to help veterans and Ohio heroes better understand how VA home loan benefits work — and how state assistance programs may help when buying a primary residence.
VA Home Loan Benefits
VA Home Loan & Ohio Heroes Grant
Up to $7,500 in Down Payment Assistance
The Ohio Heroes program provides grants (not loans) to help eligible heroes with down payment and closing costs.
Eligible Heroes Include:
Active Military & Veterans
Firefighters
EMS/Paramedics
Law Enforcement Officers
Corrections Officers
Teachers & Educators
Healthcare Workers
Key Benefit: This is a GRANT, not a loan!
No repayment required when you stay in the home for 5 years.
Stack Your Benefits for Maximum Savings
Veterans and eligible heroes can combine BOTH programs:
VA Loan - No Down Payment: .........................................................................................$0 Required
Ohio Heroes Grant:....................................................................................................................Up to $7,500
Total Benefit Package: .........................................................................................................Maximum Savings!
Stack Your Benefits for Maximum Savings
Veterans and eligible heroes can combine BOTH programs:
VA Loan - No Down Payment: ..... $0Required
Ohio Heroes Grant:..................... .......Up to $7,500
Total Benefit Package: .........Maximum Savings!
Getting Started
Step 1: Contact Your Lender
Get pre-approved and review your VA loan options with an expert.
Rob Anderson - Loan Officer
RiverHills Bank | NMLS# 2665469
513-658-6258
Step 2: Contact Your Realtor
Find your perfect home with an experienced local expert.
Jeff Williamson - Realtor
OwnerLand Realty | LIC #SAL.2006003705
513-205-7904
Getting Started
Step 1: Contact Your Lender
Get pre-approved and review your VA loan options with an expert.
Rob Anderson - Loan Officer
RiverHills Bank | NMLS# 2665469
513-658-6258
Step 2: Contact Your Realtor
Find your perfect home with an experienced local expert.
Jeff Williamson - Realtor
OwnerLand Realty | LIC #SAL.2006003705
513-205-7904
Important Information
Certificate of Eligibility: You'll need a COE from the VA to prove your eligibility for a VA loan.
Property Requirements: The home must meet VA minimum property requirements and be your primary residence.
VA Funding Fee: Most borrowers pay a funding fee (can be rolled into the loan), but disabled veterans may be exempt.
Ohio Heroes Residency: You must remain in the home as your primary residence for 5 years to keep the full grant benefit.
Income Limits: Ohio Heroes program has income limits that vary by county and household size.
Important Information
Certificate of Eligibility: You'll need a COE from the VA to prove your eligibility for a VA loan.
Property Requirements: The home must meet VA minimum property requirements and be your primary residence.
VA Funding Fee: Most borrowers pay a funding fee (can be rolled into the loan), but disabled veterans may be exempt.
Ohio Heroes Residency: You must remain in the home as your primary residence for 5 years to keep the full grant benefit.
Income Limits: Ohio Heroes program has income limits that vary by county and household size.
Scan to Connect with Jeff
Scan to Connect with Jeff